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The question of whether a Traditional IRA or Roth IRA is better depends on individual circumstances. Both offer tax advantages for retirement savings, but they differ in when taxes are paid. A Roth IRA allows contributions to be made with after-tax dollars, with withdrawals in retirement being tax-free. In contrast, Traditional IRA contributions may be tax-deductible, but withdrawals are taxed as income. Understanding these differences is key to choosing the best option for retirement planning.

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